Application Process

The entire application process is very simple, quick and hassle-free. There are five basic steps:

1. Complete the online application with the information about the pledged collateral and the amount of the stock loan you need. Please keep in mind that you can not use the funds to buy publicly traded equities.

2. Show proof of ownership of your securities with an electronic or certificate documentation. The stocks have to be free-trading with no restrictions and you can't own more than 10% of the outstanding shares, or be a director, or top executive officer in the company issuing the stock.   

3. We will look at the documentation provided and calculate the loan to value ratio and the interest rate based on the quality of the securities provided. 

 

4. You sign the loan agreements and arrange for your securities to be transferred. Once the securities are transferred, the loan proceeds are wired to your account within 3 to 5 days. 

5. When the loan is due, you repay the stock loan in full and the same number of shares is returned to you. If you want, you have the option of renewing the loan.

Of course, we will guide you throughout the entire process to make it a stress-free and positive experience.